See how much you could borrow, and find the loans you can apply for.
Compare tailored options from 50+ UK lenders
See your personalised rates
No impact on credit score
See your loan options without it affecting your credit score.
ClearScore is a credit broker, not a lender. If you take out a product or are introduced to a partner, we will receive commission from that partner, for more information see our terms & conditions.
Our commitment to putting customers first is unmatched.
We do the hard work for you. Instantly search over 50 UK lenders - and if you're eligible, we'll match you with the borrowing option that's right for you.
As a credit broker, currently we have over 50+ UK lenders, credit card providers and specialist car finance brokers that we can check your eligibility against.
No, checking your eligibility won't impact your credit score. At ClearScore, we only use a soft credit check to match you with accurate borrowing options. This means that when you look for a loan, credit card or car finance through us, the search on your credit file won't be visible to anyone but you.
If you do choose to proceed with a lender, the lender may run a hard credit check to make their final decision.
Essentially, this all comes down to you and your situation. If you have a lower credit score or are already responsible for a number of credit repayments, you might find that the maximum amount you're eligible to borrow is a bit less.
That said, typically personal loans range from £500 to £35,000 over terms of 1 to 7 years. If you're a homeowner, you could also think about a homeowner loan. Homeowner loans tend to range from £5,000 to £500,000+ over terms of 1 to 30 years.
If you're searching for car finance, ClearScore can help you compare both hire purchase (HP) and personal contract purchase (PCP) agreements. Our car finance options could help you borrow up to £200,000 over terms of 1 to 6 years.
The rate or APR you're offered by lenders on a loan will be based on both your credit history and personal circumstances.
At ClearScore, we precisely assess all of your borrowing needs. Then, we use your data to match you with the best products for you and your finances. We also clearly indicate when a rate is real (guaranteed) or representative (advertised).
This means you're clear on what rate you can expect before you proceed with a lender.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Find personal loans from £500 to £50,000 over a minimum of 1 year to a maximum of 8 years, with interest rates ranging from 6.0% APR to 231.0% APR.
Personal loan representative example: 25.9% APR Representative based on a loan of £7,500 repayable over 60 months at an interest rate of 25.9% pa (fixed). Monthly repayment of £212.53. Total amount repayable is £12,751.53. APR calculation 1st March 2026 to 31st August 2026.
Secured loans representative example: Assumed borrowing £25,000 with an APRC of 11.3% (variable) based over 10 years - Broker fee of £2,875 and a lender fee of £595 means you'll pay £340.92 each month. The charge for credit would be £15,910.78 - In total, you would repay £40,910.78.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.